| An equal opportunity lender licensed in
Massachusetts and Rhode Island, Harbor
Mortgage Solutions is a member of the
Massachusetts Mortgage Association, the
National Association of Mortgage Brokers,
and the National Reverse Mortgage Lenders
Association, strictly subscribing to their
rigid code of ethics.
In addition, Harbor Mortgage Solutions is
also an Educational Subscriber of the
Massachusetts Chapter of the National
Association of Elder Law Attorneys.
100
Grandview Road
Suite 105
Braintree, MA 02184
781-843-5553
800-599-8700 |
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Please take a moment to learn more about us as
we introduce the members of our Harbor Mortgage
Solutions team of professional mortgage experts: |
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George Downey, Founder
 With
more than 3 decades of mortgage experience,
George has demonstrated his commitment to
serving others, especially senior homeowners. He
is an educational subscriber of the
Massachusetts Chapter of the National Academy of
Elder Law Attorneys, has authored numerous
articles on senior financing and related issues,
and is a frequent guest speaker on radio shows
and in public forums promoting senior education
and best practices for retirement planning.
George is also a member of the National
Association of Reverse Mortgage Lenders, a Past
Chairman of the Massachusetts Mortgage
Association, a Past Chairman of the Greater
Boston Food Bank, and a Past President of the
Boston College Alumni Association. In addition,
he was a co-founder and Past Chair of Christmas
In April*Boston (now Rebuilding Together
Boston), a charity that repairs and refurbishes
the homes of low income and needy families and
senior homeowners in the Greater Boston area.
Chris Downey, President
 Leading
the Harbor team of experienced mortgage
professionals, along with his dad, George, Chris
is responsible for the oversight of conventional
mortgage activities at Harbor, as well as
general management of the firm.
A graduate of Providence College with a B.S.
degree in accounting, Chris began his career as
a Registered Representative and Operations
Manager at a securities broker dealership before
joining Harbor Mortgage in 1986 as a mortgage
loan originator. Chris was named Vice-President
of Harbor Mortgage Solutions in 1997, and
succeeded his father as President in 2004. Chris
has also been an active volunteer in community
service programs, including Big Brothers Big
Sisters, the Greater Boston Food Bank, Second
Helping, and Rebuilding Together Boston
(formerly Christmas In April * Boston). |
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John Johnson, Reverse Mortgage Consultant
A retired civil trial attorney, John now educates and counsels
fellow senior citizens about reverse mortgages
and other financing options. John lives on Cape
Cod and serves senior homeowners in southern
Massachusetts.
A graduate of Boston College with a B.S. degree in History and
Government, John received his L.L.B. degree from
Boston College Law School. In addition to his
position at Harbor Mortgage, John is an active
member of several civic organizations, including
the Bourne, MA Local Comprehensive Planning
Committee and the Bourne, MA Charter Review
Committee. He is also a Director of the Pocasset
Village Association. |
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Jim Ennis, Reverse Mortgage Consultant
Jim began his sales career in the printing industry, and
transitioned to mortgage origination several
years ago after gaining valuable experience in
both conventional mortgages and reverse
mortgages. Jim specializes in educating seniors
and their families on the various financing
options available to them in addition to
explaining prospective benefits a reverse
mortgage might provide.
Jim received his B.A. degree in Legal Studies
from Quinnipiac College in Hamden, CT. |
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Bob Barry, Reverse Mortgage Consultant
Bob is well suited for his role at Harbor Mortgage Solutions as he
meets with senior homeowners and their families
and educates them about their financing options
and reverse mortgages. Previously, Bob had
gained 20 years of experience in the insurance
and financial services industry.
A graduate of Boston College with a B.A. degree
in Business Administration, Bob received his
M.B.A. from Suffolk University in Boston. He is
a member of the Purchasing Managers Association
of Boston, and served as a Past President of
Canton Youth Soccer. |
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Patti Schiappa, Reverse Mortgage Consultant
 Patti’s
career as a reverse mortgage consultant
originated as the result of her own experience
helping her father evaluate the various
considerations of a reverse mortgage. A true
skeptic at first, the more she learned the more
she realized the potential impact reverse
mortgages can have in improving the security and
quality of life for seniors. This experience
motivated Patti to make a career change,
concentrating her time and energy on serving the
needs of other seniors and their families as a
reverse mortgage consultant at Harbor Mortgage
Solutions.
Patti is a licensed real estate agent and is pursuing her
accreditation as a Certified Senior Advisor
(CSA). She is also a member of the South Shore
Women’s Business Network.
Robert Donahue, Reverse Mortgage Consultant
 A
seasoned educator, Robert has shifted his focus
from instructing youths to educating seniors on
different methods of living with dignity in
their golden years. A retired special education
teacher who has taught in both the Milton, MA
and Boston Public School systems, Robert is a
member of the Boston Teacher’s Union and the
American Federation of Teachers.
A graduate of Boston University, Robert received
his M.A. from Lesley College. |
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