About Us

Why We’re More Than a Mortgage Company

As a family-owned business, Harbor Mortgage Solutions was founded on a few core values: integrity, expertise, and outstanding service. We believe that homeowners—especially seniors and their families—should feel comfortable and confident about their home financing/equity decisions, including the partners they choose. Every day, we’re working to maintain our reputation as one of Massachusetts’ most trusted mortgage firms.

Sometimes that means sitting around your kitchen table, exploring different options. Sometimes it means active listening—getting a clear view of financial plans, objectives, concerns, and legacy goals. But it always means treating each client with respect, and to understand their individual needs and concerns. Let us help you find your best solution.

Our Full-Service Mortgage Company

Conventional and Jumbo Mortgages

Whether you are purchasing a new home or refinancing your current home, we can help. We begin by learning about you and your needs/objectives. Then, we explain the financing process, program options, current pricing and lender requirements. As a licensed mortgage broker, we can provide access to the full scope of mortgage programs available—including financing options with local banks, national banks, large institutional mortgage copanies, and private lending sources.

Reverse Mortgages

We were one of the first companies in Massachusetts and Rhode Island to offer reverse mortgages to senior homeowners, beginning in 2002. Since then, we have achieved recognition as a leading reverse mortgage authority—providing senior education, publishing articles, and promoting the needs of senior homeowners among consumers, professional advisors, state legislators and industry regulators.

We are dedicated to serving the unique home financing and special needs of senior homeowners. The process is all about listening and educating—not selling. The decision to tap into home equity is an important one, and quite often emotional and confusing. It’s vitally important that the decision be made with confidence, for the right reasons. This can only be accomplished with a solid understanding of all factors and options available.


Get Personalized Mortgage Advice

Because every family and every home is different.
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